Joby Schraier visits Las Vegas

Joby Schraier loves to travel all over the United States both for fun and business. He is the Director of Finance for Royal Gate Dodge in St. Louis, Missouri so he drives whenever possible. During a recent visit to Las Vegas for a finance convention, he took some time to explore the nearby Hoover Dam and Grand Canyon.

Joby Schraier

Enjoying the natural beauty of the Grand Canyon helped Schraier unwind from professional stress. He and his family rode mules down into the canyon. It felt like a moving mediation. When they stopped for lunch, he and his kids saw a Praying Mantis. Seeing how it moved as it attacked a beetle was like a mini-martial arts lesson. There is an entire series of martial arts moves based on the Praying Mantis. It was a nice change yet he was happy to get back behind the wheel of his Jeep Wrangler.

Next, they drove to Hoover Dam and enjoyed the scenic views of the Colorado River and Lake Mead. Riding the elevator down for the inside tour made Schraier’s ears pop. The massive water turbines and other equipment inside the dam was a testament to the power of human creativity and engineering. He saw comparisons between the quality of the turbines and the engines in cars.

Joby Schraier learns something every time he travels. Keeping his eyes and ears open to the surroundings can help you find inspiration. Whether helping a customer finance a vehicle, deepening his marital arts skills or spending time with family, he focuses on the moment.


Joby Schraier – Secrets to Business Success

Joby Schraier has been a successful manager in the automotive industry for almost twenty years, and people who are able to achieve their goals often share their secrets of success. One thing that is often mentioned is the value of single minded focus. In any field of endeavor, there are going to be other people that want the same things that you do. If your commitment to your profession is halfhearted, you are going to be at a disadvantage.

Joby Schraier

The people who climb to the top take what they do very seriously. When you are always striving to learn more as you go the extra mile at every turn, you stay one step ahead of the competition. Eventually, you will become indispensable, and this is another success secret that that you hear people talk or write about. If your organization simply could not get by without you, you are in a very favorable position.

It is also important to develop your leadership skills, and this is something that Joby Schraier has been able to do. He has been in management for much of his professional career, and there is no substitute for day to day, hands-on learning. One thing that becomes very apparent to people in management is that team building is the key to a successful operation. You need to identify the right people and develop a supportive culture that makes the team greater than the sum of its parts.

When you are looking for clues, it is wise to examine the habits of successful people like Joby Schraier. These are a few ideas, but there are many books and articles written on the subject if you would like to dig deeper.


Joby Schraier – Martial Artist

Joby Schraier is the Director of Finance for Royal Gate Dodge, which is a dealership that is located on the outskirts of St. Louis, Missouri. He has been in the automotive management and finance business for his entire professional life, and it takes a good bit of time and energy to work in this field. Auto dealerships cannot operate on bankers’ hours, because they have to be open when people are not at work themselves. There can be long days, and there can be a lot of pressure, but there are significant rewards if you are good at what you do.

Joby Schraier
Joby Schraier

Anyone who has a demanding job should look for activities that provide release and balance when they have spare time. This is something that Joby Schraier has taken to a very high level. He is a martial arts enthusiast, and he is a first degree black belt in taekwondo. Without question, this is an extraordinary accomplishment that is very impressive. It takes a lot of blood, sweat, and tears to be able to obtain a black belt, but you gain many different benefits. The self defense factor is obvious, and you get a lot of exercise when you devote yourself to the martial arts. Plus, you are training your mind as well as your body when you are a martial artist. You learn about self discipline, and you develop the ability to take instructions from teachers humbly.

Martial artists can typically take the lessons that they learn through the practice of the discipline and apply them to every different aspect of their lives. This can lead to career success, and this is something that Joby Schraier has certainly enjoyed.

Joby Schraier – The Importance of Good Credit

Joby Schraier has a long history in the automotive finance industry. He embarked on a career in this sector almost two decades ago, and he has risen to a management position. He is currently Director of Finance for Royal Gate Dodge Chrysler Jeep Ram, a dealership that is just outside of St. Louis, Missouri. When you are in this line of work, you have a thorough understanding of the value of good credit. Sadly, many people don’t protect their credit ratings, and this can have a very negative impact on your life in many different ways.

Joby Schraier
Joby Schraier

Though some individuals utilize public transportation, most people require automotive transportation to conduct their lives. Cars that are relatively new and reliable are going to cost thousands or tens of thousands of dollars. There are not too many people who have that kind of money in their wallets, so financing is the key to reliable transportation. If you can’t get a car loan because you have bad credit, you are in an unenviable position. Plus, if you can get a motor vehicle loan as a person with poor credit, you are going to pay a higher rate of interest. This is something that auto finance people like Joby Schraier run into frequently, but this is one of the consequences that you pay if you do not protect your credit.

Aside from the automotive equation, there are other significant negative circumstances that can come about if you have bad credit. Many employers will run credit checks before they extend offers to applicants, so poor credit can prevent you from landing your dream job. Plus, if you want to rent a house or apartment, the landlord or property manager will almost definitely check your credit. A low credit score can actually make it very difficult to put a roof over your head. Of course, obtaining a mortgage would be completely out of the question. When you combine all of these facts, you can see that damaged credit can make it very difficult to get by, because housing, a job, and transportation are basic necessities.

When you consider how high the stakes are, you should certainly take your credit very seriously. If you apply for every card that is offered to you and spend above your means, you can get over your head in a hurry. Student loan debt is also something that can get out of hand. You should keep the big picture firmly in mind when you are asking companies to lend you money. It can seem like you’re getting things for free, but in reality, nothing could be further from the truth.

Since we are all connected to the Internet and information can be transferred so easily, it is relatively simple to pay close attention to your credit rating. You are entitled to a free credit report each calendar year, and many credit cards offer free monthly credit scores. If you do the right things, you will have no worries if you decide to speak with someone like Joby Schraier about a low interest automotive loan.

Tae Kwan Do Expert – Joby Schraier

JobySchraier is a first-degree black belt who has mastered the art form of Tae KwonDo. He studied Tae Kwon Do at Ahn’s Martial Arts in St Louis, Missouri.Heis also is an avid St. Louis Cardinals baseball fan who has traveled to seegames across the country.He recommends it as a great stepping stone to increasestrength and develop self-defense in your day-to-day routine. For him, Tae KwonDo allows you to achieve greatly at any level; you gain a solid foundation ofpride as well as a sense of accomplishment bundled with self-esteem.

Source: Tae Kwan Do Expert – Joby Schraier

Maximizing Business Profits – Diversifying Operations

Doing well in business hinges on many different factors that set apart a good business from a terrible one. Failing in business is often a marginal thing, the difference between a few twenty dollar bills a month that tip the scales between costs and profit in a business. That is why business owners are constantly scrambling in order to find better and more effective ways to increase their profits and cut their costs. One of the most effective ways for a business owner to do just that, is to examine their business and to imagine where they can expand. A static business is not a good business, you want it to grow and change like a living organism with the society that it is a part of. This growth comes from broadening your horizons and your reach by diversifying your products and services that you offer. You have seen this many times before, Mcdonalds once only sold hamburgers, and now has a diverse menu that has everything from iced coffee to pastries and ice cream. This is an example of maximizing profits by diversifying their services and reaching out to a broader demographic and a wider audience in general.

 Joby Schraier
Joby Schraier

By following the example set by more successful businesses, you can help make your business the profit-generating behemoth it deserves to be. This is all about seeing what is reasonable and practical for your business to expand into. For instance, an oil company probably should reach out into sustainable energy projects, while not into the food industry.

Joby Schraier says that the key to good business is diversifying your services and products.

Finance – Tips To help The New Business Owner

Many new business owners are very familiar with all of the costs that are associated with opening a business, whether it be in the form of loans or employee salaries, supplies for products, the list goes on. That is why one of the most important abilities in a business owner’s repertoire comes down to his understanding of finance and budgeting. A successful business is one that is able to self-sustain, meaning that it can operate entirely on its own, generating enough profits to cover the cost of running it. After you have met that minimum requirement, there is the desire for your business to grow in a sustained manner over a long period of time. Only a good business will be able to grow their profit margins over time, luckily, good financial management can help with that. One of the best ways to become self-sufficient in your business and maximize profits is to make sure that you are cutting unnecessary and hidden costs. This can be done by making sure that your employees are well trained, not wasting product, and have a good attitude and management team so that they are following the methods you have suggested.

 Joby Schraier
Joby Schraier

Squeezing profits out of your business isn’t about cutting corners, but actually preventing corner-cutting mentalities that often end up costing the owner money, instead of saving it. A good business owner needs to be thorough with his policy and assure that his employees are following a cohesive strategy.

Joby Schraier is a professional business consultant who stresses the importance of finance and budgeting.